Prosper.com

I have been a lender and borrower at prosper.com for several months and am very impressed with their offering. I took out a loan for myself of $1000 and because of my AA rating received a rate of only 7%. I then re-invested this money back into prosper.com to lend out to other higher-risk borrowers at an average rate of 20%. I realize there will be several borrowers who will not repay these loans so I expect my actual returns will be 10-15%, but this is extra play money that I am willing to take a higher risk in order for potential higher returns.


If you are in need of a loan, I would love to assist you in setting up your loan request and getting it funded. Prosper collects 1% from all loans in order to run it's business. I receive a small referral bonus directly from prosper so I am motivated to help you get your loan. Follow the link below to sign up.



Otherwise, if you would like to lend money out in order to receive much higher returns than your bank is able to offer then the link below is for you. You and I both receive a $25 referral bonus when you are approved as a lender.



See you on prosper!
Please ask if you have any questions.

Tim
http://tmellor.com